Sammons Retirement Solutions

Connect more. Learn more.

This is your source to help stay current with business-building ideas and industry trends—plus consumer-focused materials you could use to connect with your clients.

Connect more.

Creating touch points with clients is an important part of staying top-of-mind. Download our educational articles on a variety of topics for use in newsletters, emails, or websites.

Check out consumer-focused financial planning calculators and share them with your clients.

Learn more.

The more you know on a variety of topics, the more likely your clients are to turn to you when they need help from a trustworthy professional.

Check out our ever-expanding library of webinars, articles, and value add offers specifically for financial professionals.

Want more?

Have questions about Sammons Retirement Solutions, need a hypothetical illustration, or want to talk through options on a tough-to-close case?

We're here to help.


Filter by

Content type:  or  Topic:  or  Audience:
Showing all results

Connect more.

Articles

Retirement income: Which accounts to tap first?

Many people assume that when retirement rolls around, they should draw cash from their taxable accounts first. Generally, this is a good idea; but not always.

5 things you can do with an IRA that you can't with a 401(k)

Individual retirement accounts (IRAs) and 401(k)s share a lot of similarities. They are both retirement plans. Both can help you lower your tax bill today, provide tax-deferred growth, and help provide an income source in retirement. But there are also many differences between IRAs and 401(k)s. Here are five things you can do with an IRA that you can't with a 401(k).

7 key differences between a Roth 401(k) and a Roth IRA

Roth 401(k)s and Roth IRAs share the ultimate goal of tax-free distributions of earnings. While both of these accounts are funded with amounts that have already been taxed, the path to that tax-free goal is paved with different rules for each of these two types of accounts.

Tips for improving your financial literacy today

"Financial literacy" is a buzz phrase you may have heard discussed on money shows or podcasts, or read about in articles. But being financially literate is more than just a trendy concept—it's something that can help you in all aspects of your financial life.

30 things a financial professional does for you

You might be surprised to learn some of the benefits of working with a financial professional. It's about more than just investments and your portfolio. A good financial professional can help you build a financial plan and help you pursue your individual financial goals.

How to raise financially smart children

Whether it's playing an instrument or figuring out how video games work, a child's brain can make active connections quickly. The same is true for understanding financial literacy. As early as age 3, your children can begin to comprehend how money works and form financial habits. That's why you should teach them to be financially smart.

6 simple memory aids, tools, and strategies

How to stay mentally fit as you age

Everyone faces different degrees of memory loss as they age. Learn 6 strategies to help improve memory, no matter what stage of aging you're in.

7 great travel tips to keep your identity

How to prevent identity theft when you're away from home

Whether you're hitting the open road or flying overseas, travelers who've logged the most miles have a few routines that help keep them safe while they're away from home. Read more about a few habits worth developing when making plans to get away.

Aging gracefully

Ways to stay active and get better as you age

Learn more about four key areas that affect how you age, plus practical tips for navigating through different phases of aging.

Can loneliness affect your physical and mental health?

What lack of connection can mean to your health

Several significant studies have looked into loneliness and social isolation and each reports a similar conclusion: loneliness can impact your physical and mental health. Learn more about these health risks and how you can take care of yourself and those you love.

Caregiving in retirement

From providing care to receiving care

Learn more about options for caregiving, whether you need to provide care, receive care, or prepare for long-term care.

How to recognize (and avoid) common phone scams

Create a plan for dealing with fraud

Older adults lose billions of dollars each year to financial exploitation and fraud. Learn about three scams that are often reported and what to do to avoid becoming a victim.

Keeping a healthy mind and body in retirement

Understanding integrative healthcare and the options available

A look at options to coordinate natural healthcare and mind-body healthcare approaches with mainstream healthcare options.

Pets in retirement

Using pets to combat struggles

Read more about how pets can boost your activity level and your morale—plus ways to get the benefits without actually owning a pet.

Taking control of your legal life

Essential legal documents everyone needs

Individual situations can make it difficult to pinpoint exactly which legal documents you need. However, most legal professionals agree planning for different possibilities can save time, effort, and stress. Learn more about what to look into with your legal and financial professionals.

Tips to improve communication with your healthcare provider

How to talk with your doctor for better results

Effective communication with your doctor can create better outcomes and increase patient satisfaction. Read more about how to prepare for doctors' visits and how to keep communication open.

Side hustles at—and after—retirement

Earn extra money while having fun

Whether you're close to, just starting, or deep into retirement, finding a side hustle can mean some quick extra cash or a way to have fun and enjoy the challenge of "what could happen if...". Whatever your reason, here are a few ideas for taking on a side gig and generating some extra money.

Retirement planning calculators

72(t) Calculator

The IRS Rule 72(t) allows for penalty-free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72(t) distribution and how it can help fund your early retirement.

Retirement Planner Calculator

Quickly determine if your retirement plan is on track—and learn how to keep it there.

Future Value Calculator

Use this calculator to determine the future value of an investment, which can include an initial deposit and a stream of periodic deposits.

Annual Rate of Return Calculator

Use this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value.

Learn more.

Webinars

Preparing Your Practice for the Great Wealth Transfer

According to the Center on Wealth and Philanthropy at Boston College, the greatest wealth transfer in U.S. history is underway right now and will continue through 2061. Learn how to bridge the communication gap between financial professionals, parents, and the next generation.

Anatomy of a Recession

Listen as Franklin Templeton gives a snapshot of "What to look for and where we're headed" in the financial industry. The Anatomy of a Recession program delivers a thoughtful perspective on the state of the U.S. economy with concise, practical views.

Educational materials

Helping the recently retired make the transition

When clients face a 20- to 30-year retirement window, more than just their finances enters the planning picture. You can play an important and meaningful role in helping them transition to this new phase of life, one that's good for your clients, good for your business, and good for society.

Non-financial advice you can offer pre-retirees

Suggesting that your clients identify their individual drivers before they retire is some of the best non-financial advice you can give. It will help them focus on what is important to them and what they want from their retirement.

Get ahead of the curve when clients & prospects change jobs

If you're trying to help a potential client, the prospect of a new job situation may be one of the best opportunities to get your foot in the door. Read how the government helps you out — at absolutely no cost.

How LinkedIn Revolutionized the Prospecting Game

By using LinkedIn to learn about your prospect before you make a call - you can demonstrate that you know something about them and can contribute value to the conversation. Read these 11 tips to turn your LinkedIn page into your best prospecting tool.

Top financial professional best practices

Read more about what the most successful people do differently every day and begin to consider how to implement these best practices into your business routines.

Providing a great client experience

Learn how financial professionals can take a step back and create a more strategic experience with their clients ... one that not only earns business but retains it.

Polishing your presentation skills

A formal presentation is often your first contact with a prospective client. Whether you're at a small lunch gathering or a standing-room-only event, read these tips to help you make an impression that's the start of a long, profitable relationship.

Generating referrals from current clients

Referrals are key to building your business. Ironically, while asking for the business is a basic sales skill, asking for referrals is often overlooked. Learn a few ways to make it easier.

How to improve the family financial meeting

Of all the services financial professionals provide clients, engaging the entire family in important financial conversations may be what clients remember as among the most important. Consider these things you can do prior to, during, and after the family meeting to help ensure success.

Effective questioning and sales skills

The premise is simple: If you want better answers, ask better questions. Cultivating curiosity can be a major asset that differentiates you from other financial professionals. Here are several questions to keep in mind when you have the opportunity to begin or further a conversation.

Effective annual reviews

An annual review is an important milestone in the financial professional/client relationship. As you develop your strategy for making these meetings efficient, consider if you're covering, at minimum, these four key areas.

Developing listening skills

Feeling listened to is the basis of trust—an important building block in any long-term relationship. But in a day when distractions are nearly everywhere, how do you improve your fundamental listening skills? Take a quick assessment of how well you're doing based on the following good listening habits.

Demonstrating your value

Demonstrating your value is key to retaining clients. But, beyond showing your value as a financial professional, what else matters to clients? Here's a review of top reasons clients may leave and how to demonstrate your value.

Connecting with the next generation

It may be time to reconsider the up-and-coming demographic, as great wealth transfers between Millennials and Baby Boomers may continue to become more common. Here are a few facts to keep in mind about those heirs—also known as Generation X and Millennials.

Articles and offers to help build your business

Half-Birthday & Client Conversation Starter Cards

It’s not usually a good thing to go just halfway so when it comes to remembering your clients’ birthdays, avoid the common mistake of only acknowledging their birthday each year. Instead, celebrate their half-birthdays as well! Many other important times can be noteworthy for your clients as well, based on their situation and retirement goals. It’s a great way to not only show that you care about your client, but you care about their financial future as well.

Help clients envision retirement

Retirement planning has always focused on money, but a successful retirement is about more than money. Retirement years should be a period of continued growth and fulfillment. A "What's life look like after retirement?" discussion could be one of the most important things reps do for their clients this year.

21 Key stats

Helping clients understand some of the most important financial metrics impacting their financial future can be a daunting task, but one that is critical to successful outcomes and productive conversations.

How to not flunk retirement

Chrysler CEO Lee lacocca said his first three years of retirement were more stressful than his 47 years in the auto business. The story of how he "flunked retirement" is a cautionary tale for anyone who hasn't thought about what they'll do when work suddenly ends.

Key financial data

Read this article promoting and offering Sammons Retirement Solutions' Key Financial Data Card, a quick-reference piece for some of the most common tax numbers both reps and clients may need to know. This tool positions you as a resource for valued information and can help start conversations for other potential opportunities in the future.

ICE (In Case of Emergency) booklet

Creating client conversations has always been important. But in today's uncertain world, those client conversations have become an even higher priority. That's why the ICE Booklet is proving so powerful for many financial professionals. It's easily positioned as a helpful, no-obligation tool to help clients organize their financial life ... especially during these days when so many are at home with their family.

Preparing the family for wealth

A collision between what financial professionals expect, what client heirs actually do, and a massive Generational Wealth Transfer may occur in the next few years. It's your role, as a trusted financial professional, to help your clients navigate through this powerful tide. But working with multiple generations with differing needs can be a challenge. Where do you begin? Be ready to meet your client families where they're at with our Preparing the Family for Wealth kit.

Check out additional value-add materials from our fund partners and industry thought leaders.

You must be a Registered Representative and your Broker/Dealer must have an agreement with Sammons Financial Network®, LLC. in order to receive materials.

As independent financial professionals, it is up to you to choose whether any of the sales concepts contained in these materials might be appropriate for use with your particular sales strategy and clients. Please note that Sammons Retirement Solutions® does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations if appropriate for the particular client and circumstances.

Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company and Sammons Institutional Group®, Inc., are wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® is a division of Sammons Institutional Group®, Inc.

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PRINCIPAL, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

FOR INSTITUTIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

2315296

29520R REV 09-22