The LiveWell Dynamic Annuity℠ offers unique investment strategies that help balance performance and protection through Cycle index account investment options (Cycles) and variable separate account investment options.
Balance performance and protection to help your clients reach their retirement goals.
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Participate in growth potential when the market is up. |
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Cycles provide a level of protection when the market is down. |
Achieve greater clarity on your clients’ investment performance.
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Transparency on index-linked growth in the Cycles. |
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You and your clients can find Cycle daily unit values online at any time. |
Gain more control with the ability to reallocate anywhere within the platform penalty free.
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Clients don’t have to wait until a future anniversary date or the end of a term to make adjustments and capture gains.1 |
Explore the LiveWell Dynamic Annuity:
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Complete RegEd product training with code 22SRSRILA_01.
All annuities available through Sammons Retirement Solutions® are issued by Midland National. Through our affiliation, SRS is a trusted partner positioned to stand strong well into the future.
Together, we're a company built on a foundation of financial strength—demonstrated by longevity, consistently earned ratings, substantial growth, and an ability to meet obligations to our policy and contract holders.
A.M. BestA,B (Superior)(Second category of 15)
S&P Global RatingsB,C (Strong)(Fifth category of 22)
Fitch RatingsB,D (Stable)(Fifth category of 19)
Ratings are subject to change.
1 If clients leave mid-Cycle, they will get the interim value, which is the Cycle’s fair value, limited by the proportional Cap Rate and may be more or less than the original amount invested in the Cycle. Prior to Cycle maturity date, the floor and buffer rate do not apply and the unit value is limited by the proportional Cap Rate. It’s generally in the client’s best interest to stay in a Cycle until the maturity date. If a client leaves a Cycle mid-term, they cannot enter back into that specific Cycle.
This product may not be available in all states.
Variable annuities are designed for long-term investing, such as retirement investing, and are subject to market risk including loss of principal.
An investment in the LiveWell Dynamic Annuity℠ is subject to the risk of poor investment performance and can vary depending on the performance of the investment options chosen. Each investment option has its own unique risks. You and your client should review the investment options before making an investment decision. The prospectus and/or summary prospectus contain this and other information. You and your client can visit srslivewell.com/prospectus, or call 866-747-3421 to obtain a current prospectus for the LiveWell Dynamic Annuity and its underlying investment options.
A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance, and ability to meet its obligations to policyholders. S&P Global Ratings is an independent, third-party rating firm that rates on the basis of financial strength. Fitch Ratings is a global leader in financial information services and credit ratings. Ratings shown reflect the opinions of the rating agencies and are not implied warranties of the company's ability to meet its financial obligations. The above ratings apply to Midland National's financial strength and claims-paying ability. These ratings do not apply to the safety or performance of the variable separate accounts which will fluctuate in value. A) A.M. Best rating affirmed on July 29, 2022. For the latest rating, access ambest.com. B) Awarded to Midland National® as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®. C) S&P Global Ratings' rating assigned February 26, 2009 and affirmed on May 25, 2022. D) Fitch Ratings' rating affirmed an Insurer Financial Strength rating of A+ Stable on December 7, 2022. The rating reflects the organization's strong business profile, low financial leverage, very strong statutory capitalization, and strong operating profitability supported by strong investment performance. For more information access fitchratings.com.
The LiveWell® suite of variable annuities (AS135A, AS204A, ICC11-AS135A, AS153A, ICC18-AS153A (contract) and AR394A, AR276A, ICC14-AR276A, AR346A, ICC16-AR346A, AR381A, ICC20-AR381A (riders and endorsements) is issued by Midland National® Life Insurance Company, West Des Moines, Iowa 50266. The LiveWell® suite of variable annuities is not available in New York. Variable products are distributed by Sammons Financial Network®, LLC., member FINRA. Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company and Sammons Institutional Group®, Inc. are affiliated companies and wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® is a division of Sammons Institutional Group®, Inc. Product and feature availability may vary by state and broker/dealer.
This product may not be available in all states.
NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PREMIUM, NO BANK GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.
FOR INSTITUTIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.
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