Retirement solutions for every step of the financial journey

Through our affiliation with Sammons® Financial Group and Midland National® Life Insurance Company, Sammons Retirement Solutions® (SRS) is able to offer simple, innovative, and straightforward solutions that can help individual investors live well in retirement.

From accumulating assets to securing guaranteed growth, our diverse, competitive product portfolio is designed to help guide your clients through the planning of their financial future.
SRS at a glance »

SRS product suite »

About SRS and Midland National »

Product training and LPL-specific materials

Product & NAIC training » | SRS RegEd product codes » | NAIC training upload »
LPL commissions » | LPL Annuity Business Quick Reference Cards »

Retirement solutions backed by financial strength

All annuities available through SRS are issued by Midland National. Through our affiliation, SRS is a trusted partner positioned to stand strong well into the future.

Together, we're a company built on a foundation of financial strength—demonstrated by longevity, consistently earned ratings, substantial growth, and an ability to meet obligations to our policy and contract holders.

A+ A.M. BestA,B (Superior)(Second category of 15)

A+ S&P Global RatingsB,C (Strong)(Fifth category of 22)

A+ Fitch RatingsB,D (Stable)(Fifth category of 19)

Ratings are subject to change.

Variable annuities are designed for long-term investing, such as retirement investing and are subject to market risk including loss of principal.

Investing in mutual funds and variable annuities involves risk, including the potential loss of investment. You and your client should consider the investment objectives, risks, charges, and expenses of the mutual fund or variable annuity and its underlying investment options carefully before investing. The prospectus and/or summary prospectus contain this and other information. You or your client may visit srslivewell.com/prospectus or call 866-747-3421 to obtain a current prospectus. Please read it carefully.

A.M. Best is a large third-party independent reporting and rating company that rates an insurance company on the basis of the company's financial strength, operating performance, and ability to meet its obligations to policyholders. S&P Global Ratings is an independent, third-party rating firm that rates on the basis of financial strength. Fitch Ratings is a global leader in financial information services and credit ratings. Ratings shown reflect the opinions of the rating agencies and are not implied warranties of the company's ability to meet its financial obligations. The above ratings apply to Midland National's financial strength and claims-paying ability. These ratings do not apply to the safety or performance of the variable separate accounts which will fluctuate in value. A) A.M. Best rating affirmed on July 29, 2023. For the latest rating, access ambest.com. B) Awarded to Midland National® as part of Sammons® Financial Group Inc., which consists of Midland National® Life Insurance Company and North American Company for Life and Health Insurance®. C) S&P Global Ratings' rating assigned February 26, 2009 and affirmed on May 24, 2023. D) Fitch Ratings' rating affirmed an Insurer Financial Strength rating of A+ Stable on December 7, 2022. The rating reflects the organization's strong business profile, low financial leverage, very strong statutory capitalization, and strong operating profitability supported by strong investment performance. For more information access fitchratings.com.

The above ratings apply to Midland National's financial strength and claims-paying ability. These ratings do not apply to the safety or performance of the variable separate accounts, which will fluctuate in value.

Securities distributed by Sammons Financial Network®, LLC., member FINRA. Insurance products are issued by Midland National® Life Insurance Company (West Des Moines, IA). Sammons Institutional Group®, Inc. provides administrative services. Sammons Financial Network®, LLC., Midland National® Life Insurance Company, and Sammons Institutional Group®, Inc., are wholly owned subsidiaries of Sammons® Financial Group, Inc. Sammons Retirement Solutions® is a division of Sammons Institutional Group®, Inc.

Please view these important product-specific disclosures: LiveWell Mutual Fund IRA | LiveWell Variable Annuity | LiveWell Dynamic Annuity | LiveWell Preferred Fixed Index Annuity | Summit Navigate Fixed Index Annuity | LiveWell Guarantee Max

Fixed index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

NOT FDIC/NCUA INSURED, MAY LOSE VALUE INCLUDING LOSS OF PRINCIPAL, NO BANK/CU GUARANTEE, NOT A DEPOSIT, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

FOR INSTITUTIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

3177631

35281R REV 11-23